by Social Security payments for July 2025 are being distributed according to the standard schedule set by the Social Security Administration (SSA). However, some recipients could notice reduced payments this month.
That’s because the SSA is expected to begin withholding 50% of benefits from individuals who were overpaid but have not started repayment. Although the SSA hasn’t disclosed how many people are affected, data shows it sought to recover overpayments from approximately 2 million recipients in fiscal year 2023.
Key Payment Dates – Social Security (July 2025):
- Wednesday, July 9: For those born between the 1st and 10th of the month
- Wednesday, July 16: For those born between the 11th and 20th of the month
- Wednesday, July 23: For those born between the 21st and 31st of the month
- Thursday, July 3: For recipients who began receiving benefits before May 1997 or who also receive SSI
SSI Payment Dates – July & Rest of 2025:
- Tuesday, July 1: July SSI payment
- Friday, Aug. 1: August SSI payment
- Friday, Aug. 29: September SSI payment
- Wednesday, Oct. 1: October SSI payment
- Friday, Oct. 31: November SSI payment
- Monday, Dec. 1: December SSI payment
- Wednesday, Dec. 31: January 2026 SSI payment
Supplemental Security Income (SSI) is a federal assistance program designed for individuals aged 65 or older, or those who are blind or disabled and have limited income and resources. Eligible adults generally must not earn over $2,019 per month in wages, although limits can vary based on household and disability status.
Those receiving Social Security benefits in July are advised to check their payments closely, especially if they suspect they may have been overpaid in the past. The SSA’s full payment calendar for 2025 and 2026 is available online for those who want to plan their finances accordingly
